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Bankruptcy Basics for Low-Income Clients 2016


Speaker(s): Carl R. Gustafson, Sally J. Elkington, Sarah Lampi Little
Recorded on: Sep. 15, 2016
PLI Program #: 150620

Carl R. Gustafson is a partner at Lincoln Law, LLP in Pleasant Hill, CA. His practice focuses exclusively on consumer representation in bankruptcy and litigation.

Mr. Gustafson graduated from UCLA Magna Cum Laude with a B.A. in History and received his J.D. from the University of California, Berkeley School of Law in 2007. In 2013, Mr. Gustafson was recognized as a California Bankruptcy Certified Specialist by The State Bar of California Board of Legal Specialization.

Before entering bankruptcy practice Mr. Gustafson was a legal intern for Global Justice in Rio de Janeiro, Brazil, where he drafted sections of human rights situation reports and submitted them to the United Nations and other international bodies. He speaks Portuguese and Spanish and translates legalese for his client in all three languages regularly.

Mr. Gustafson is the very proud father of three young girls.


Sally J. Elkington is a partner in the firm of Elkington Shepherd LLP. Ms. Elkington has been practicing law for almost 30 years, and specifically consumer bankruptcy law for over twenty years. Elkington Shepherd LLP represents debtors and creditors in Chapters 7, 13 and 11and files in all divisions of the Northern District of California, as well as the Eastern District of California.

Ms. Elkington served a three-year term as a Commissioner for the California State Bar Judicial Nomination and Evaluation Commission (JNE) and is a Past President of the board of the Alameda County Bar Association (ACBA) and served on the board for five years. She has served as both chair and board liaison to the Bankruptcy and Consumer Law Section Executive Committees, and chair of the Lawyer Referral Governing Committee. She currently supervises the monthly Low Income Bankruptcy Clinic for Volunteer Legal Services of the ACBA.

She was selected by the Northern District Bankruptcy Judges to be a member of the Northern District of California Bankruptcy Bench Bar Committee and completed her term.

In 2013 Ms. Elkington was chosen as Attorney of the Year for the California State Bar Solo and Small Firm section and received the Myer J. Sankary Award. In 2015 she received the Pro Bono Leadership Award from the ACBA Volunteer Legal Services Corporation.

Ms. Elkington is a member of the National Association of Consumer Bankruptcy Attorneys (NACBA), the National Association of Chapter 13 Trustees (NACTT) and has served on the Northern District Credit Abuse Resistance Education (CARE) Program development committee.

She has been a speaker on numerous panels and symposiums in the area of Bankruptcy Law for various organizations including Bankruptcy and Commercial Law section of the Alameda County Bar Association, the Bar Association of San Francisco, Sacramento Bankruptcy Forum, Bay Area Bankruptcy Forum, National Association of Chapter Thirteen Trustees, Northern District of Chapter 7 Trustees, National Association of Bankruptcy Trustees, Practising Law Institute, and the Law Review Continuing Legal Education (CLE).

Ms. Elkington received her law degree from New College of Law of California, and earned a Bachelor of Science in Speech and Communication Studies, from San Francisco State University.

Ms. Elkington has been Chairing the Bankruptcy Basics for Low Income Clients webinar since 2012.


Sarah Little received her law degree from University of California, Hastings College of the Law in 2001 with a tax concentration, and has a Bachelor’s of Science in Business/Finance from California State University, Hayward.

Ms. Little has worked for Ernst and Young, LLP in their State and Local Tax consulting group, and as a consultant for Bankruptcy Management Corporation, which specializes in large scale Chapter 11 administration services. She has been running her own consumer bankruptcy practice for over 12 years representing debtors in chapter 7 and chapter 13 cases, and is also a Chapter 7 Panel Trustee for the Northern District of California, Oakland Division. Sarah is currently a shareholder at the firm Kornfield, Nyberg, Bendes, Kuhner & Little, PC in Oakland, California. The firm specializes in all chapters of bankruptcy, representation of trustees, creditors and commercial litigation and real estate transactions.

Ms. Little has served as chair of the Bankruptcy Section of the Alameda County Bar Association, is a member of the National Association of Consumer Bankruptcy Attorneys (NACBA), an associate member of the National Association of Chapter 13 Trustees (NACTT) and a member of the National Association of Bankruptcy Trustees (NABT). She has been a panelist at several NACTT conferences and presenter for the Alameda County Bar association. This is Ms. Little’s fifth year as a presenter in this program.