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Residential Mortgage Servicing Update: What You Need to Know as We Approach the End of HAMP


Speaker(s): Kent Qian, Lisa Sitkin, Tara Twomey
Recorded on: Sep. 16, 2016
PLI Program #: 183045

Tara Twomey is currently Of Counsel to the National Consumer Law Center and the Project Director for the National Consumer Bankruptcy Rights Center.  She has been a Lecturer in Law at Stanford Law School, Harvard Law School and Boston College Law School.  Ms. Twomey is a former Clinical Instructor at the Hale and Dorr Legal Services Center of Harvard Law School where her practice focused, in part, on sustainable homeownership for low- and moderate-income homeowners. This practice area included foreclosure prevention and chapter 13 bankruptcy.  Ms. Twomey is a contributing author of several books published by the National Consumer Law Center, including Foreclosures: Defenses, Workouts and Mortgage Servicing.

Ms. Twomey earned her J.D. from Boston College Law School, summa cum laude and received her undergraduate degree from the University of California, San Diego. After law school, she served as a law clerk for Chief Justice Herbert P. Wilkins of the Massachusetts Supreme Court. In 1999, Ms. Twomey received a two-year Skadden Fellowship to work at the Legal Services Center.


Kent Qian is an attorney in the Redevelopment, Real Estate & Rent Unit in the Advisory Division of the Oakland City Attorney's Office.

Mr. Qian previously worked as a staff attorney for the National Housing Law Project in San Francisco, where he litigated cases in state and federal courts to protect the rights of low-income tenants and homeowners and advised state and federal policymakers regarding the creation of new foreclosure protections.

Mr. Qian graduated from the University of Chicago Law School. He has a Master’s degree in physics from Ohio State University and a Bachelor of Science degree in physics from the Georgia Institute of Technology.

He is a commissioner on the San Francisco Rent Board and is a member of the State Bar’s Standing Committee on Delivery of Legal Services.


Lisa Sitkin is a Senior Staff Attorney at National Housing Law Project (NHLP) in San Francisco, CA, where she provides technical assistance, training and practice resources to attorneys representing homeowners in connection with mortgages and foreclosure. She has been practicing law since 1997. Prior to joining NHLP, Ms. Sitkin was a Managing Attorney at Housing and Economic Rights Advocates in Oakland, CA. Ms. Sitkin has counseled and represented individual clients, participated in policy advocacy regarding mortgage servicing and foreclosure, and assisted with mortgage servicing, predatory and unfair lending litigation. She has conducted numerous workshops and trainings regarding mortgages, foreclosures, loan modification and foreclosure rescue scams, including programs produced by the Practicing Law Institute and the National Consumer Law Center, and has testified before the California State Legislature and other governmental bodies regarding mortgage servicing and foreclosure issues. She is one of the original drafters of the bill that ultimately became the California Homeowner Bill of Rights.