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Consumer Bankruptcy Cases 2019

Speaker(s): Hon. Carla E. Craig, Hon. Margaret Cangilos-Ruiz, Jil Mazer-Marino, Lori Lapin Jones, Rachel S. Blumenfeld, Salvatore LaMonica, William K. Harrington
Recorded on: Oct. 2, 2019
PLI Program #: 248642

Judge Cangilos-Ruiz was appointed by the Second Circuit Court of Appeals on February 16, 2007 to serve in the newly-created Syracuse Division of the United States Bankruptcy Court for the Northern District of New York.  She became Chief Judge effective January 1, 2015.

A member of the Massachusetts, Florida and New York Bars, the Judge previously served as law clerk to Chief Bankruptcy Judges Thomas C. Britton (S.D. Fl.) (1979-81) and Justin J. Mahoney (N.D.N.Y.) (1983-1994) and practiced law both in Florida and in New York.  Immediately prior to her appointment, Judge Cangilos-Ruiz headed the Bankruptcy Department at Whiteman Osterman & Hanna LLP in Albany, New York.  

Judge Cangilos-Ruiz serves on the Second Circuit’s Committee on Civic Education and Public Engagement, the New York State-Federal Judicial Council and the Bankruptcy Working Group. The Judge is the 2009 recipient of the Onondaga County Bar Association’s distinguished Pro Bono Service Award for her efforts in helping to implement a Student Practitioner Pro Bono Bankruptcy Program in conjunction with Syracuse University College of Law. She formerly chaired the Bankruptcy Committee of the New York State Bar Association’s Business Law Section, the Banking, Commercial Law and Bankruptcy Committee of the Women’s Bar Association of the State of New York and was a founding member and second president of the Capital Region Bankruptcy Bar Association. Judge Cangilos-Ruiz is a graduate of Cornell University (A.B. 1974), where she serves on the President’s Council of Cornell Women and Albany Law School of Union University (J.D. 1979), with third year in residence at Boston College Law School.


Lori Lapin Jones has practiced bankruptcy law for almost forty years.  In 2005, Jones founded Lori Lapin Jones PLLC in Great Neck, New York where she focuses her practice on her roles as a bankruptcy trustee, fiduciary, mediator and attorney for parties in bankruptcy cases.  Prior to the formation of her firm, Jones spent seventeen years in private practice at the New York City law firms of Dewey Ballantine and Luskin, Stern & Eisler LLP where she represented parties in out-of-court restructurings and bankruptcy cases around the country. Jones began her career as an attorney in the Manhattan District Counsel’s Office of the Internal Revenue Service following which she served as a law clerk to the Honorable Tina L. Brozman, United States Bankruptcy Judge for the Southern District of New York.

In 2005, Jones was appointed as a panel Chapter 7 Trustee in the Eastern District of New York.  She has served as Chapter 11 and Chapter 7 trustee in numerous cases in a wide variety of industries and has also served as Liquidation Trustee, Plan Administrator, Receiver (federal court) and Independent Board Member. Jones is a member of the SDNY/U.S. Trustee Liaison Group, Chapter 11 Lawyers Advisory Committee for the Eastern District of New York (former Vice Chairwoman), and Second Circuit Judicial Council Committee on Civic Education & Public Engagement. Jones serves on the panel of mediators for the United States Bankruptcy Courts for the Southern and Eastern Districts of New York and is frequently appointed to mediate bankruptcy and commercial disputes.

Jones is a Fellow of the American College of Bankruptcy. She is a frequent presenter on bankruptcy topics for state, local and national bar groups. She co-authored a column on bankruptcy law for the New York Law Journal from 2005-2008 and co-authored the book Creditors’ Committee Manual. Jones received her LL.M. degree from New York University Law School in 1986 and her J.D. degree magna cum laude from Nova Southeastern School of Law in 1982 where she was Executive Editor of the Nova Law Review. Jones is admitted to practice law in the states of New York and Florida (inactive), and the district courts for the Southern and Eastern Districts of New York.

Jones serves as the Vice Chairwoman of the Board of Directors of the Organization for Autism Research. She was recognized as one of the Top 25 Businesswomen of Excellence by the National Association of Women Business Owners (Long Island chapter) and for three years was named one of the Top 50 Most Influential Women in Business on Long Island by Long Island Business News. In 2019, Jones was the recipient of the Renaissance Award from the New York Institute of Credit.

Rachel S. Blumenfeld is a principal in the Law Office of Rachel S. Blumenfeld PLLC. She is a 2000 graduate of Brooklyn Law School, and has dedicated her legal career to representing individual and business debtors, creditors, and trustees in chapter 7, chapter 11 and chapter 13 bankruptcy matters.  After law school, Ms. Blumenfeld interned for the Honorable Robert E. Gerber, and she clerked for the Honorable Adlai S. Hardin, Jr., Bankruptcy Judges in the Southern District of New York. In 2004, Ms. Blumenfeld established her law firm in Brooklyn.

Ms. Blumenfeld is Board Certified in Consumer and Business Bankruptcy Law by the American Bankruptcy Institute.  Ms. Blumenfeld has been selected as a 2021 Super Lawyer.  She has appeared as an expert in bankruptcy law for dispute resolution in JAMS mediation. Ms. Blumenfeld serves on the panel of mediators for the United States Bankruptcy Court for the Eastern and Southern Districts of New York and she is a co-chair of the Eastern District of New York Bankruptcy Court Consumer Lawyer Advisory Committee.

Ms. Blumenfeld has received numerous awards for her pro bono services including the Brooklyn Bar Association's Frieda Niscnewitz award. She is the co-author of several articles on bankruptcy law and she frequently lectures on bankruptcy topics at the Practicing Law Institute, the Brooklyn Bar Association, the New York City Bar and has lectured at Brooklyn Law School and Fordham Law School.  Ms. Blumenfeld is admitted to practice in New York and Texas. 

SALVATORE LaMONICA is a partner and co-founder of LH&M. After graduating from law school, he was employed at the Manhattan District Counsel of the Internal Revenue Service. From 1989 to 1991, Salvatore served as a law clerk to the Honorable Dorothy Eisenberg, United States Bankruptcy Judge for the Eastern District of New York. From there, he became a partner at Jaspan Schlesinger Silverman & Hoffman, located in Garden City, New York, as a member of their bankruptcy and workout department. In 1998, he started LH&M with the other founding partners. Salvatore is a frequent lecturer on bankruptcy and bankruptcy-related issues.

On March 4, 2009, Salvatore was appointed to the panel of Chapter 7 trustees of the U.S. Bankruptcy Court for the Southern District of New York.

In February was appointed to the panel of Subchapter V Trustees for the Bankruptcy Courts of the Eastern and Southern Districts of New York.


  • J.D., Hofstra University School of Law, 1988
  • B.S., Manhattan College, 1985
  • Xaverian High School, Brooklyn, New York, 1981

Bar Admissions

  • Courts of the State of New York
  • United States District Court for the Eastern and Southern Districts of New York

Honors and Affiliations

  • Managing Editor, Hofstra Law Review (1987-1988)
  • Frequent lecturer for the National Bankruptcy Institute, the Nassau County Bar Association and the Suffolk County Bar Association on bankruptcy related matters.


An Analysis of the Condominium and Cooperative Abuse Relief Act of 1980, Hofstra Law Review, Volume 15:3 (1988) (author).

Professional Associations

  • Nassau County Bar Association
  • Turnaround Management Association, Long Island Chapter
  • New York State Bar Association
  • Columbian Lawyers of Nassau County
  • American Bankruptcy Institute
  • National Association of Bankruptcy Trustees

Judge Craig was sworn in as a United States Bankruptcy Judge for the Eastern District of New York on February 28, 2000, and was appointed Chief Bankruptcy Judge on March 1, 2007. Prior to joining the bench, Judge Craig was a partner in the firm of Brown Raysman Millstein Felder & Steiner LLP, where she headed the firm’s bankruptcy practice. Before joining Brown Raysman, Judge Craig was a partner in the firm of Hertzog, Calamari & Gleason from 1988 to 1998, where her practice concentrated in business bankruptcy and commercial litigation. She began her career in 1980 as an associate at Milbank Tweed. Judge Craig received her B.A. from Williams College and her J.D. from University of Michigan Law School. 

Jil Mazer-Marino is a partner in the firrm’s Bankruptcy & Business Reorganization and Corporate Finance law practice.  Jil practices in the area of bankruptcy and creditors’ rights and is a chapter 7 panel trustee for the Southern District of New York.   Jil has extensive experience representing debtors in possession, creditors’ committees and secured and unsecured creditors in large and complex chapter 11 bankruptcy cases.  Her clients include chapter 7 and chapter 11 trustees, and plan administrators in all aspects of bankruptcy case administration.  Jil also represents banks, indenture trustees, factors and other lenders in connection with debt collection, debtor in possession financing, and out of court debt restructuring.  Jil has substantial experience in prosecuting and defending preference and fraudulent conveyance claims.    

Jil is the former secretary and currently a member of the Committee on Bankruptcy and Corporate Reorganization of the City Bar.   She is the 2019 recipient of the New York Institute of Credit Women’s Division’s Executive of the Year award.  She lectures frequently on the development of the law related to Cannabis and the intersection between bankruptcy law and intellectual property.

William K. Harrington is the United States Trustee for Region 1 and Region 2.  Mr.  Harrington was appointed as the United States Trustee for Region 1 on November 8, 2010 and as the United States Trustee for Region 2 on November 26, 2013.  Prior to his appointment as the United States Trustee for Region 1, Mr. Harrington was the Assistant United States Trustee for the District of Delaware. Prior to joining the Office of the United States Trustee, he practiced bankruptcy and reorganization law at Duane Morris LLP. Mr. Harrington is a member of the Boston Bar Association, the Delaware State Bar Association, the American Bar Association, the American Bankruptcy Institute and the Delaware Bankruptcy American Inn of Court. He received his undergraduate degree from the University of Pennsylvania and his J.D. from Villanova University School of Law.