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2020 Insurance Coverage Rulings for Opioid MDL Claims and the Implications for Future “Public Nuisance” Litigation

Speaker(s): Bernard P. Bell, Tab Turano, Tae Andrews
Recorded on: Jan. 14, 2021
PLI Program #: 318705

Bernie Bell represents insureds in disputes with their insurers and is a nationally recognized leader in his field. He serves as lead counsel pursuing insurance recovery across a full range of disputed claims, from property damage and business interruption losses to claims arising from directors and officers (D&O) liabilities, as well as employment, environmental, fiduciary (ERISA), intellectual property, management, product, professional, representations and warranties (R&W), tax position, and toxic tort liabilities.

His recent representations include engagements to recover property damage and business interruption losses caused by catastrophic events at refineries, petrochemical plants, oil and gas pipelines, golf courses, and hospitality venues. He regularly pursues recovery under liability policies for the costs of defending and resolving government subpoenas and investigations, and various breach-of-duty claims. Other recent representations include claims under pollution legal liability coverage for environmental clean-up costs. Bernie regularly appears in courts, arbitration tribunals, and mediations throughout the United States and in London arbitration under the Bermuda Form.

Bernie is a Fellow of the American College of Contractual and Extracontractual Counsel, and is the co-chair (policyholder side) of the College’s First-Party Insurance Committee. He wrote or co-wrote chapters in the Appleman insurance law treatise on Commercial Property Insurance and Time Element (Business Interruption) Insurance, and is a frequent writer and speaker on insurance coverage issues.

Mr. Bell is a graduate of Colgate University cum laude and a graduate of Fordham University, where he was an Editor of the Fordham Law Review.

Tab Turano has over 15 years of experience counseling clients on insurance issues, and handling insurance claims. Having negotiated D&O insurance language for literally hundreds of clients, Mr. Turano's advice on D&O insurance is particularly valued.

In addition, Mr. Turano has successfully litigated and settled a wide variety of D&O, E&O, Crime, Property, and General Liability insurance claims. He has authored published articles on various insurance topics ranging from D&O to Cyber Liability insurance.

Tab Turano is a graduate of the State University of New York at Stony Brook, magna cum laude, and a graduate of the George Washington University Law School, where he was a member of the George Washington Journal of International Law & Economics.


Tae Andrews litigates complex insurance disputes in both state and federal courts. He has represented a wide range of corporate policyholders in multiple industries, including construction, educational institutions, retail clothing, tax, food and beverage, information technology, banking, and project finance. Mr. Andrews’s practice focuses on advising corporate policyholders on insurance coverage issues arising under commercial general liability, directors and officers, professional liability/errors and omissions, excess, umbrella, and other types of insurance policies.

Mr. Andrews has also delivered successful results for clients with D&O, E&O, Property, and General Liability insurance claims. In particular, Mr. Andrews successfully represented clients seeking recovery for losses due to Hurricane Harvey and secured a settlement at mediation for a client under a corporate aircraft policy.

Tae Andrews received his B.A. from the University of Notre Dame and his J.D. from the University of Michigan Law School.