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What a Homeowner's Attorney Needs to Know About Debt Collection, Foreclosure and Discrimination by California Homeowners Associations 2014

Speaker(s): Cang N. Le, Gina Di Giusto, Noah Zinner
Recorded on: Aug. 22, 2014
PLI Program #: 57423

Noah Zinner is a Managing Attorney at HERA and a graduate of Berkeley Law School. He joined HERA in 2006 as an Equal Justice Works Fellow and staff attorney with a focus on representing low and moderate income consumers on predatory mortgage lending and foreclosure prevention. 

Noah's work during the Wall Street-driven mortgage collapse and recession included class and individual litigation against major financial institutions and debt collectors for a wide variety of abuses against homeowners. From 2012-2013, Noah was a Visiting Clinical Professor at the UC Irvine School of Law, where he also worked with the California Monitor for the National Mortgage Settlement.

Mr. Zinner oversees all of HERA's non-mortgage financial justice legal work into many additional areas of consumer concerns, including predatory for-profit schools, student and medical debt, and abusive auto and small dollar loans. Noah engages in litigation and supervises staff in litigation, as well as supporting on office operations. In 2016, Noah was selected as a negotiator on behalf of national legal services organizations representing students in the Department of Education's federal rulemaking on federal student debt relief. Mr. Zinner also brings extensive litigation experience and expertise on mortgages and foreclosure related concerns.

Cang Le is a senior associate with the firm of Adams Kessler, PLC , specializing in the representation of residential and commercial common interest developments. Cang represents common interest developments as both general and litigation counsel. In corporate counsel matters, Cang advises boards in the preparation, interpretation and enforcement of contracts, amending and restating governing documents, insurance coverage issues, rules enforcement, ADA compliance and all other matters affecting associations. In litigation and ADR matters, Cang has obtained hundreds of favorable outcomes for his clients and works with boards to avoid litigation wherever possible.

Cang received two undergraduate degrees from the University of California, Davis--a Bachelor of Arts (BA) in Political Science and a Bachelor of Science (BS) in Managerial Economics. He then earned a Juris Doctorate (JD) from the University of San Diego School of Law where he was awarded a merit grant to continue his legal studies which led to a Master of Laws in Taxation (LLM).

Cang is involved in various professional activities both in the industry and locally. Cang is chair and editor of the Connect Magazine of the Community Associations Institute Greater Inland Empire Chapter. He is one of the youngest attorneys/members ever nominated to chair the Committee. Cang is a member of The Leo A. Deegan American Inn of Court, a national organization comprised of distinguished members of the legal profession nominated by their peers with the mission to foster excellence in professionalism, ethics, civility, and legal skills. He is also a member of the Riverside County Bar Association and founder and chair of the inaugural Diversity Committee of the University of San Diego School of Law, an organization dedicated to diversity and acceptance in the legal field. In addition, Cang is an active writer and speaker. He has been speaker and guest judge for the CAI-GRIE legal education luncheons as well as speaker at legal seminars for community association trade industry events. He is also the author of various articles for the Community Associations Institute and

Gina Di Giusto is a Senior Attorney at HERA and a graduate of Harvard Law School. Prior to joining HERA in 2013, Gina provided advice on landlord-tenant issues at a local legal services program, completed a fellowship at the Superior Court in Alameda County, and spent two years representing residents of publicly subsidized housing before local housing authorities. Gina was selected to the California Super Lawyers "Rising Stars" list in 2016-20 for her work in consumer law; the "Rising Stars" list is selected by peer lawyers and recognizes no more than 2.5 percent of up-and-coming attorneys in each state. At HERA, Gina works on unfair debt collection, wrongful credit reporting, mortgage and foreclosure-related issues on behalf of Californians in need. Gina also brings significant litigation experience and expertise addressing abuses by homeowners' associations.