Don Maurice is President of Maurice & Needleman, P.C., whose attorneys specialize in all areas of creditors’ rights and financial services litigation. In nearly 25 years of practice, Don has successfully litigated for the financial services industry in both State and Federal courts. He has provided defense for claims brought under the Truth in Lending Act, Equal Credit Opportunity Act, FDCPA, Fair Credit Reporting Act, New Jersey Consumer Fraud Act, Magnuson-Moss Act and other state consumer lending regulations. Don is peer-rated AV by Martindale-Hubbell, the worldwide guide to lawyers.1 He has been recognized by Law & Politics Magazine as a New Jersey Super Lawyer in Bankruptcy & Debtor/Creditor Law and as a Corporate Counsel Super Lawyer.2 His firm has been named a “Go-to Law Firm for the Top 500 Companies,” and a “Go-to Financial Law Firm” by Corporate Counsel Magazine/ALM Publications3. He currently serves as vice chair of the Debt Collection Practices and Bankruptcy Subcommittee of the American Bar Association’s Consumer Financial Services Committee, Business Law Section.
Credentials: Admitted to Bar in 1988 in New Jersey, District of Columbia, 2011, New York, 2012; Admitted to U.S. Districts Courts – New Jersey, Southern and Eastern Districts of New York, Nebraska and District of Columbia; Admitted to U.S. Courts of Appeals for the District of Columbia, Second, Third Circuit, Eighth and Ninth Circuits. Admitted to U.S. Supreme Court.
Certifications: American Board of Certification, Creditors’ Rights Specialist.4
Education: Boston University (B.A., 1985); Case Western Reserve University (J.D., 1988).
Memberships: American Bar Association (Section of Litigation and Business Law), Vice-Chair, Debt Collection and Bankruptcy Subcommittee; National Association of Retail Collection Attorneys, Chair, Ethical Practices Subcommittee; District of Columbia Bar Association; New York Bar Association; DBA International (Education Committee Member).
Publications: Say What You Mean: The FDCPA and Problems of Interpretation, with Laurie A. Lucas and Tomio B. Narita, 68(2) The Business Lawyer 659-668 (February 2013); Ensuring Compliance with the Fair Debt Collection Practices Act, Practicing Law Institute, 18th Annual Consumer Financial Services Institute, p. 717 (2013); A Primer on the Telephone Consumer Protection Act, Practicing Law Institute, 17th Annual Consumer Financial Services Institute, p. 581 (2012); FDCPA Update: An Industry In Transition, 67(2) The Business Lawyer 639 (Feb. 2012) with Tomio B. Narita and Laurie A. Lucas; Courts Diverge on What Constitutes a “Statement of Financial Condition” in Non-Dischargeability Actions, American Bankruptcy Institute, Consumer Bankruptcy Committee Newsletter, V. 5, No. 3, July 2007; Amended Regulation “E” Impacts Collections, NARCA Newsletter, Second Quarter 2006; Automobile Lenders Use “Replevins” To Recover Their Collateral, CU Solutions, Winter 2005; Prime Time: U.S. Supreme Court Holds Cram Downs Will Pay Interest at Prime Plus (Nothing?), CU Solutions, Fall 2004; New Jersey Supreme Court to Motor Vehicle Lessors: Pay for Lessees' Towing, Storage and Repairs, CU Solutions, Spring 2004; Complete Guide to Credit and Collections Law, Winston, Arthur, Contributing Author, Prentice Hall, 2002. Contributor, NARCA Collector's Guide, 2000; Truth in Lending Developments, NARCA Newsletter, Fall 2000; Unpaid Assessments Not Always Lost When Unit Owners File Bankruptcy, Community Trends, January 2000; HO6 Policies in Community Associations, Community Trends, November 1999.
Other: District XIII Ethics Committee (New Jersey), 1994-1995.
Notable Decisions: Dunham v. Portfolio Recovery Assoc., LLC., 663 F. 3d 997 (8th Cir. 2011); Peterson v. Portfolio Recovery Assocs., LLC, 2011 U.S. App. LEXIS 11453 (3d Cir. 2011); Shand-Pistilli v. Prof'l Account Servs., 2011 U.S. Dist. LEXIS 64446 (E.D.Pa. June 16, 2011); Ogbin v. GE Money Bank, 2011 U.S. Dist. LEXIS 64735 (D.N.J. June 13, 2011); Perkins v. AT&T Mobility, LLC, 2011 U.S. Dist. LEXIS 16614 (D.N.J. February 17, 2011); Dunham v. Portfolio Recovery Assocs., LLC, 2011 U.S. Dist. LEXIS 14514 (E.D.Ark. February 11, 2011); Gorbaty v. Portfolio Recovery Assocs., LLC, 355 Fed. Appx. 580 (3d Cir. N.J. 2009) cert. denied, 130 S. Ct. 2116 (U.S. 2010); DiMedio v. HSBC Bank, 2009 U.S. Dist. LEXIS 52238 (D.N.J. June 22, 2009); Dotson v. Portfolio Recovery Assocs., LLC, 2009 U.S. Dist. LEXIS 46903 (E.D. Pa. 2009); Goodman v. Kleiman (In re Kleiman), 2007 Bankr. LEXIS 1763 (Bankr. D.N.J. 2007) aff'd Kleiman v. Goodman (In re Kleiman), 2008 U.S. Dist. LEXIS 6695 (D.N.J. Jan. 30, 2008); Goodmann v. People's Bank, 2006 U.S. App. LEXIS 31555 (3d Cir. 2006); Fountain v. Giove Law Office, 2006 U.S. Dist. LEXIS 93972 (D.N.J. 2006); Sovereign Bank v. United National Bank, 359 N.J.Super. 534, 821 A.2d 87 (App. Div. 2003); Chemical Bank v. James, 354 N.J.Super. 1, 803 A.2d 1166 (App. Div. 2002).
Media: Blog: consumerfsblog.com; Twitter: @dsmaurice; Linkedin: www.linkedin.com/in/donmaurice
1. CV, BV and AV are registered certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards and policies.
2. No aspect of this advertisement has been approved by the Supreme Court of New Jersey. "Super Lawyers" is a publication of Thomson-Reuters and the methodology for selection is available at http://www.superlawyers.com/about/selection_process.html.
3. No aspect of this advertisement has been approved by the Supreme Court of New Jersey. "Go-To Law Firms” is a publication of American Legal Media and the methodology for selection is available at www.law.com/gotolawfirms.
4. The American Board of Certification is approved by the American Bar Association.
Mark LoSacco has over 20 years of experience in litigation, and currently serves as EVP and General Counsel for Litigation and Employment Law/Benefits at HSBC North America. Before joining HSBC, Mark was in private practice for 11 years as a commercial litigator, after which he spent eight years at American Express where he completed his tenure as its Chief Litigation Counsel.
Alan S. Kaplinsky is a senior partner and Practice Leader of the more than 100-person Consumer Financial Services Group at Ballard Spahr LLP in their 15 offices. He devotes his practice exclusively to: (i) counseling financial services companies with respect to bank regulatory and transactional matters, particularly consumer financial services law, and (ii) defending them when they are sued by consumers and governmental enforcement agencies in individual and class action lawsuits. Mr. Kaplinsky was the first president of the American College of Consumer Financial Services Lawyers, an organization founded in order to honor those lawyers who have made substantial contributions to the development of consumer financial services law. In April of 2016, he received the American College’s Lifetime Achievement Award. The award is granted periodically to a person whose career has produced significant contributions to the field of consumer financial services law. He is a past chair of the Committee on Consumer Financial Services of the Section of Business Law of the American Bar Association. He has been named as a tier one banking and consumer financial services lawyer in the 2006-2019 editions of Chambers USA: America’s Leading Lawyers for Business, a directory of America’s leading lawyers. He has also been named in The Best Lawyers in America under financial services regulation law and banking and finance litigation from 2007-2019. For 25 years, he has annually co-chaired for Practicing Law Institute its Annual Institute on Consumer Financial Services in New York, Chicago and San Francisco. Mr. Kaplinsky was named to the National Law Journal’s 2015 list of Litigation Trailblazers for pioneering work in the area of consumer arbitration and the use of class action waivers. He was featured in the November 1, 2015 New York Times lead front page article about pioneering class action waivers in consumer arbitration provisions. In April 2019, Mr. Kaplinsky testified before the Senate Judiciary Committee on “Arbitration in America.” He was instrumental in launching his Firm’s blog and podcast series, Consumer Finance Monitor, devoted to the activities of the CFPB as well as federal and state agencies and attorneys general and other significant consumer financial services developments. Mr. Kaplinsky was recently selected for his work on the Consumer Finance Monitor blog for the National Law Review’s 2018 Go-To Thought Leadership Award to honor excellence in legal news and analysis.
Andrew Pincus focuses his appellate practice on briefing and arguing cases in the Supreme Court of the United States and in federal and state appellate courts; developing legal strategy for trial courts; and presenting policy and legal arguments to Congress, state legislatures, and regulatory agencies.
Andy has argued 24 cases in the Supreme Court, including AT&T Mobility v. Concepcion, 131 S. Ct. 1740 (2011). For his victory in Concepcion, Andy was named Litigator of the Week by the American Lawyer and Appellate Lawyer of the Week by The National Law Journal. Andy’s work in Concepcion and successful defense of Chicago Mayor Rahm Emanuel’s right to run for office were cited by the American Lawyer in its article naming Mayer Brown as one of the top six US litigation firms in the 2012 Litigation Department of the Year report. Law360 profiled Andy as part of its “2014 Appellate A-List” series.
In the upcoming Supreme Court Term, Andy will argue Spokeo, Inc. v. Robins, a case presenting important questions regarding Congress’s authority to create forms of injury that satisfy Article III’s standing requirement.
A former Assistant to the Solicitor General in the United States Department of Justice (1984-1988), Andy co-founded and serves as co-director of the Yale Law School's Supreme Court Advocacy Clinic (2006-present), which provides pro bono representation in 10-15 Supreme Court cases each year.
Andy’s practice also includes detailed written and oral advocacy before Congress, other legislative bodies, and regulatory agencies regarding a variety of policy and legal issues. He frequently testifies before Congress on a variety of subjects, including patent reform, the Consumer Financial Protection Bureau, reform of the federal litigation system, and the Supreme Court's decisions in cases involving business law issues. Andy successfully represented clients in connection with passage of the Private Securities Litigation Reform Act.
While serving as General Counsel of the United States Department of Commerce (1997-2000), Andy had principal responsibility for the Digital Millennium Copyright Act and the Electronic Signatures in Global and National Commerce Act. He also participated in formulation of policy concerning intellectual property protection, privacy, domain name management, taxation of electronic commerce, export controls, international trade, and consumer protection.
Andy graduated in 1981 from Columbia Law School, where he was Notes & Comments Editor of the Law Review and a James Kent and Harlan Fiske Stone Scholar. He was an undergraduate at Yale University, graduating in 1977 cum laude.
Following law school graduation, Andy was Law Clerk to the Honorable Harold H. Greene, United States District Court for the District of Columbia (1981-1982), after which he practiced with another major law firm in Washington.
Benjamin Diehl practices in both the Financial Services/Class Action and Government Relations Practice Groups. He advises financial services companies and other clients with regard to compliance and regulatory matters and defends class actions and proceedings commenced by government agencies.
Prior to joining Stroock, Mr. Diehl was with the California Attorney General’s Office for many years, most recently serving as Supervising Deputy Attorney General in the Consumer Law Section, where he oversaw civil prosecutions brought by the Attorney General’s Mortgage Fraud Strike Force and participated in other investigatory matters across multiple issues and industries. Among other things, Mr. Diehl played an active role in the negotiation of the multi-state National Mortgage Settlement, negotiation of the settlement between Trilegiant Corporation and multiple State Attorneys General, negotiation of the multi-state settlement between Ameriquest and multiple State Attorneys General, and the drafting of revisions to the California Foreclosure Process (dubbed the “Homeowner Bill of Rights” by the California Attorney General’s office).
Mr. Diehl received a 2013 California Lawyer of the Year Award for his work on the National Mortgage Settlement, and also was awarded the 2007 Attorney General’s Award for Excellence and the 2008 and 2011 Attorney General’s Award for Excellence as a Team. He has taught at the UCLA School of Law and spoken at many conferences, including PLI’s Annual Consumer Financial Services Institute on multiple occasions.
Prior to joining the Attorney General’s Office in 2002, Mr. Diehl was a staff attorney and Skadden Foundation Fellow at Bet Tzedek Legal Services, where he specialized in real property and predatory lending matters, as well as related areas of consumer law.
Honors and Awards
Speeches and Events
Speaker, “CFPB Finalizes June 2013 Amendments and Clarifications to Mortgage Rules CFPB Mortgage Rules,” Practicing Law Institute, Webinar, November 13, 2013
Admitted to Practice
California; U.S. District Court, Central District of
California; U.S. District Court, Southern District of
California; U.S. District Court, Eastern District of
California; U.S. Court of Appeals, Ninth Circuit
Financial Services/Class Action Government Relations
J.D., cum laude, University of Pennsylvania School of Law, 1997
B.A., cum laude, Pomona College, 1994
Beth E. Terrell is a founding member of Terrell Marshall Law Group PLLC, a Plaintiff side law firm in Seattle, Washington. With over twenty years of experience, Beth concentrates her practice in complex litigation, including the prosecution of consumer, defective product, and wage and hour class actions. Beth has served as co-lead counsel on multi-state and nationwide class actions, resulting in hundreds of millions of dollars in settlements for consumers and workers. A member of the State Bar of California and the Washington State Bar Association, Beth Co-Chairs PLI’s Consumer Financial Services Institute, and frequently presents on a wide variety of topics, including class actions, consumer protection, legal ethics, gender equity, and electronic discovery. Beth is President of the Public Justice Foundation Board of Directors, serves on the Equal Justice Works' Board of Counselors, and is Chair of both the Northwest Consumer Law Center and the Washington Employment Lawyers Association.
Charlie Honig is a Managing Counsel of the Office of Regulations in the Research, Markets, and Regulations Division of the Consumer Financial Protection Bureau where he works on the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), student lending, automobile finance, loan originator compensation, and the Interstate Land Sales Full Disclosure Act. Prior to joining the CFPB in October 2011, he worked at the Federal Reserve Bank of New York, the Congressional Oversight Panel for TARP, and the House Oversight & Government Reform Committee. He has also worked as a litigation association at Sullivan & Cromwell LLP in New York and Morrison & Foerster LLP in San Francisco and as a clerk on the Ninth Circuit Court of Appeals.
Mr. Honig received his J.D. from the Columbia University School of Law School and a B.A. from Harvard University.
Deepak Gupta is the founding principal of Gupta Wessler PLLC. He specializes in Supreme Court, appellate, and complex litigation on a wide range of issues, including constitutional law, class actions, and consumers’ and workers’ rights. He has also taught public interest law and appellate advocacy at Georgetown and American universities.
Deepak has briefed and argued a wide range of statutory and constitutional cases before the U.S. Supreme Court, several state supreme courts, and federal appellate courts nationwide. He argued before the U.S. Supreme Court in AT&T Mobility v. Concepcion (2011), a landmark case at the intersection of arbitration, preemption, and class actions. He was lead counsel in Expressions Hair Design v. Schneiderman (2017), arguing on behalf of a group of small merchants in a constitutional challenge to swipe-fees laws brought in the wake of the $7 billion Visa swipe-fee antitrust settlement. More recently, Deepak was appointed by the Supreme Court to brief and argue in support of a judgment left undefended by the Solicitor General in Smith v. Berryhill. He also serves as counsel for the plaintiffs in two cases challenging President Trump's violations of the Constitution's Emoluments Clauses, CREW v. Trump and District of Columbia v. Trump.
Before founding his firm in 2012, Deepak served as Senior Litigation Counsel and Senior Counsel for Enforcement Strategy at the CFPB. As the first appellate litigator hired under Elizabeth Warren’s leadership, he was instrumental in launching the Bureau’s amicus program, defending its regulations, and working with the Solicitor General’s office on Supreme Court matters. For seven years previously, he was an attorney at Public Citizen Litigation Group, where he founded and directed the Consumer Justice Project and was the Alan Morrison Supreme Court Project Fellow. He received his law degree from Georgetown, studied Sanskrit at Oxford, and received his undergraduate degree in philosophy from Fordham.
Deepak serves on the boards of directors for the Alliance for Justice, The Impact Fund, the Biden Institute, the Institute for Consumer Antitrust Studies, the Legal Affairs Committee of the American Association for Justice, and the Class Action Preservation Committee of Public Justice.
Elizabeth Ryan concentrates her practice on class actions, representing consumers challenging unfair lending practices and violations of state and federal consumer protection statutes, as well as employees challenging violations of wage and hour laws. Elizabeth also represents whistleblowers in False Claims Act cases involving fraud against the government.
Throughout her career, she has focused on protecting the rights of those victimized by unfair business and employment practices.
Frank Burt has broad experience in several substantive areas including major market conduct and financial services litigation, First Amendment, intellectual property and employment law. He also has extensive experience in mergers and acquisitions and related litigation.
Mr. Burt represents banks, insurance companies, other financial institutions and major building materials manufacturers in a range of substantive areas including major litigation, regulatory investigations and resolutions, mergers and acquisitions, trademark and intellectual property. Representative litigation includes defense of financial services institutions in federal and state courts throughout the country. Mr. Burt has extensive experience managing major class action litigation on behalf of financial services institutions in more than 40 states, and he is a frequent speaker on class action issues.
Mr. Burt also has substantial experience litigating intellectual property issues including trademark and copyright infringement and trade dress violations. He has been involved in precedent-setting communication law cases including those related to First Amendement law as it pertains to the news and media industry. He has litigated on behalf of and represented some of the nation's top communications companies on issues such as libel and slander defense, defamation counseling and journalistic access. Many of his cases have shaped the development of access law, as a significant number of these rulings have set state and federal precedents on how access law should be treated.
Financial Services and Insurance Litigation
United States Supreme Court
U.S. Tax Court
U.S. Court of Appeals, First Circuit
U.S. Court of Appeals, Fourth Circuit
U.S. Court of Appeals, Fifth Circuit
U.S. Court of Appeals, Seventh Circuit
U.S. Court of Appeals, Eighth Circuit
U.S. Court of Appeals, Ninth Circuit
U.S. Court of Appeals, Eleventh Circuit
U.S. Court of Appeals, D.C. Circuit
District of Columbia Court of Appeals
U.S. District Court, Middle District of Florida
U.S. District Court, Southern District of Florida
U.S. District Court, Northern District of Illinois
U.S. District Court, Southern District of Illinois
U.S. District Court, Northern District of New York
U.S. District Court, Eastern District of Wisconsin
U.S. District Court, District of Columbia
Jonathan Marshall is a partner at the law firm of Bailey Glasser LLP. Mr. Marshall’s practice focuses on consumer rights, TCPA litigation, class actions, mass torts, complex litigation, and trials. Mr. Marshall is a graduate of the West Virginia University College of Law where he was inducted into the Order of the Coif. He obtained his B.A. from West Virginia University.
Mr. Marshall has successfully litigated consumer rights cases in state and federal courts across the country. Representative cases include Desai v. ADT Security Services, Inc., No. 1:11-cv-1925 (N.D. Ill.) ($15 million settlement of a TCPA nationwide class action against the security company ADT); Shonk v. SG Sales Co., Case No. 07-C-1800 (Cir. Ct. of Kanawha Cnty., West Virginia) ($2.45 million nationwide TCPA class action settlement.); Casto v. City Nat’l Bank, Civil Action No. 10-C-1089 (Cir. Ct. of Kanawha Cnty., West Virginia) ($5.5 million overdraft fee settlement); Triplett v. Nationstar Mortgage, LLC, No. 3:11-cv-0238 (S.D. W. Va.) ($1.5 million mortgage servicing settlement); and Dillon v. Chase, Civil Action No. 03-C-164-W (Cir. Ct. of Hancock Cnty., West Virginia) ($3.3 million loan servicing settlement).
Jonathan Selbin is an equity partner in the New York office of Lieff, Cabraser, Heimann & Bernstein, LLP. He chairs the firm’s Economic Injury Product Defect Practice Group, and serves on the firm’s Executive Committee.
Jonathan has argued successfully in the Fifth, Sixth, and Ninth Circuits, obtaining favorable opinions in McManus v. Fleetwood Enters., 320 F.3d 545 (5th Cir. 2003); In re Whirlpool Corp. Front-Loading Washer Products Liab. Litig., 678 F.3d 409 (6th Cir. 2012), vacated sub nom., Whirlpool Corp. v. Glazer, 133 S. Ct. 1722 (2013), reinstated
Glazer v. Whirlpool Corp. (In re Whirlpool Corp. Front-Loading Washer Prods. Liab. Litig.), 722 F.3d 838 (6th Cir. 2013); and Omstead v. Dell, Inc., 594 F.3d 1081 (9th Cir. 2010). He also obtained a favorable opinion as appellate counsel in Butler v. Sears, 702 F.3d 359 (7th Cir. 2012), vacated, Sears, Roebuck & Co. v. Butler, 133 S. Ct. 2768 (2013), reinstated, Butler v. Sears, Roebuck & Co., 727 F.3d 796 (7th Cir. 2013).
Jonathan currently serves as lead counsel in In re: Whirlpool Corp. Front-Loading Washer Litig., MDL No. 2001 (N.D. Ohio); co-lead counsel in In re: Imprelis Herbicide Litig., MDL No. 2281 (E.D. Pa.); and interim co-lead counsel in In re: Capital One TCPA Litig., MDL No. 2416 (N.D. Ill.). He previously served as co-lead counsel in In re: Mercedes-Benz Tele Aid Contract Litig., MDL No. 1914 (D.N.J), where he obtained certification of a nationwide consumer protection litigation class, and twice successfully defended it in the Third Circuit.
Both Whirlpool and Sears were in the Supreme Court this past Term. With Professor Samuel Issacharoff, Jonathan was a primary author of the certiorari opposition papers in each. Both cases are again in the Supreme Court, and again with Professor Issacharoff, Jonathan is a primary author of the certiorari opposition papers.
Together, cases in which Jonathan has played a lead role have resulted in court-approved class action settlements with a combined total recovery for class members exceeding $2 billion in cash, plus other relief, such as extended and enhanced warranties.
Jonathan is a 1993 magna cum laude graduate of Harvard Law School. He clerked for Hon. Marilyn Hall Patel in the Northern District of California from 1993-1995 prior to joining Lieff Cabraser.
Michael G. Morgan represents clients in class actions, litigation and other matters involving cybersecurity, privacy, and protection of consumer and business data. He is co-leader of the Firm’s Privacy and Data Protection practice.
With more than 20 years’ experience in data security and privacy matters, Michael advises clients on cyber incident preparation, prevention and response; compliance with US and EU laws and regulations; completion of enterprise-wide cybersecurity assessments; and data security policies and best practices. He has particular experience in advising clients on large-scale data breaches, including those involving more than 50 million consumer records, both in the US and in dozens of countries around the world.
Michael is a seasoned trial lawyer who has first-chaired numerous jury and bench trials and has resolved scores of cases through mediation and other forms of Alternative Dispute Resolution. He has deep experience in the defense of consumer class actions and government investigations by the FTC, CFPB, FCC, and state attorneys general relating to data security and privacy. Before joining his prior firm, Michael was vice president and general counsel of Epic Cycle, a web app development company.
Michael is a Certified Information Privacy Professional (CIPP/US) by the International Association of Privacy Professionals (IAPP).
Natalie R. Williams is an Assistant Litigation Deputy in the Enforcement Division of the Consumer Financial Protection Bureau. She previously served as a special counsel to New York State Attorney General Eric Schneiderman in his work on the Residential Mortgage-Backed Securities Working Group, and as Bureau Chief and Deputy Bureau Chief of the Civil Rights Bureau in the NYS Attorney General’s Office during the Spitzer administration. In the Civil Rights Bureau, she brought fair lending, predatory lending, housing discrimination, employment discrimination and racial profiling enforcement actions. She also served as the Corporate Fair Lending Officer for Citigroup’s Global Consumer Group, an Associate White House Counsel during the Clinton administration, and a law clerk to Justice Sonia Sotomayor when the Justice served on the federal district court. Natalie began her career as an associate at Debevoise & Plimpton, where her practice focused on complex commercial litigation, products liability, international arbitration and securities fraud cases. Natalie is a graduate of Cornell University and Yale Law School.
Peggy Twohig is currently the Assistant Director for Supervision Policy at the Consumer Financial Protection Bureau. The Office of Supervision Policy is responsible for developing supervision strategy across bank and nonbank markets and ensuring that policy decisions are consistent across markets, charters, and regions.
Prior to her work at the CFPB, Ms. Twohig was Director of the Office of Consumer Protection at the Department of the Treasury, where she worked on the proposal to create a new consumer agency as part of financial regulatory reform. Immediately before joining Treasury, Ms. Twohig served as Associate Director of the Division of Financial Practices at the Federal Trade Commission. Her 17-year tenure at the FTC focused on enforcement and policy issues related to consumer financial services. Ms. Twohig’s career also included work as a litigator with the firm of Arnold & Porter in Washington, D.C.
Ms. Twohig received her law degree from the New York University School of Law and a Master’s degree in public policy from Princeton’s Woodrow Wilson School of Public and International Affairs in 1983. After law school, she clerked for the Honorable William K. Thomas in United States District Court for the Northern District of Ohio.
Will Wade-Gery is the acting Assistant Director for Card and Payments Markets at the Consumer Financial Protection Bureau. He joined the Bureau in May 2011 as Senior Counselor in the Bureau’s Division of Research, Markets and Regulations. Prior to that, he was a partner in the financial services practice at Morrison & Foerster LLP in New York.
Cameron R. Azari, Esq., is a vice president of Epiq and the director of Hilsoft Notifications. Mr. Azari has more than 16 years of experience in the design and implementation of legal notification and claims administration programs. He and his staff are nationally recognized specialists in the creation of notification campaigns in compliance with Fed R. Civ. P. 23(c)(2) (d)(2) and (e) and similar state class action statutes.
Mr. Azari has been responsible for hundreds of legal notice and advertising programs. He’s an expert at providing consultative guidance with respect to all aspects of the class action settlement process from notice plan implementation through disbursements. Recent cases where Mr. Azari has been certified by the Court as a notice expert and filed an expert opinion and/or testified are listed below.
Mr. Azari holds a Bachelor of Science degree from Willamette University and a Juris Doctor from Northwestern School of Law at Lewis and Clark College.
Admitted to Practice
Mr. Azari is an active member of the Oregon State Bar.
Mr. Azari has shared his expertise in the following notable speeches and articles.
Mr. Azari has published many articles about class action noticing requirements, including:
Recognized as one of the best litigators in the country, Julia Strickland leads a broad national practice that focuses on the defense of class actions and other complex actions. Julia is regularly called by world-renowned financial services companies and others when they are confronted with issues that put them at substantial economic and reputational risk. She is a member of the firm’s Executive Committee, Managing Partner of the Los Angeles office, head of the firm’s national Financial Services Litigation, Regulation and Enforcement Group, and co-chair of Stroock’s national litigation practice.
In addition to her vast experience successfully representing clients through dispositive motion practice, trial and/or appeal, Julia has a deserved reputation for negotiating and structuring settlements of complex and class actions. She is versatile and creative in addressing settlement considerations, both legal and business, and in developing settlement structure options tailored to the client’s unique needs. She also routinely represents companies in compliance counseling, regulatory proceedings and responding to claims by federal and state regulators and enforcement authorities. Julia’s client list is a “Who’s Who” of financial companies, including American Express, JPMorgan Chase, HSBC, Discover, Citigroup, BMW Financial Services and Synchrony Bank, among others.
Julia repeatedly has been recognized as a leader in the field. Julia once again received top honors in Chambers USA 2021 with a Band 1 ranking in the Financial Services Regulation: Consumer Finance Litigation–Nationwide category. She is one of only five attorneys across the country to receive this recognition. In addition, for more than 15 years running, the Los Angeles Daily Journal has continuously named Julia one of California’s “Top Women Lawyers.” She also was selected by Law360 as a Banking MVP, joining an elite slate of only six lawyers nationally who have distinguished themselves from their peers. The Los Angeles Business Journal recently honored Julia as a "Women of Influence" in 2021, recognized her as one of its “Leaders of Influence: Top Litigators & Trial Lawyers” in 2019 and 2020, named her one of the “Top Women Attorneys in Los Angeles” in 2018, 2019 and 2020, and featured her in its “Leaders in Law,” where she was awarded the publication’s “Lawyers of the Year” honors in 2016 and 2017. Julia was recognized by leading corporate counsel as a member of the BTI Consulting Group’s “Client Services All-Stars” for her “uncanny ability to anticipate opposing counsel,” as well as being “very customer focused and practical.” She additionally has been repeatedly recognized by Super Lawyers, Benchmark Litigation, the Los Angeles Times and The Best Lawyers in America.
Christopher J. Willis is an Atlanta-based partner at Ballard Spahr and The Practice Group Leader of the firm's Consumer Financial Services Litigation Group. He counsels financial institutions on consumer financial regulatory matters, advises them on compliance with consumer financial services laws, and defends them in both individual and class action lawsuits, as well as governmental enforcement actions (including numerous CFPB enforcement investigations). Chris chairs the firm's Fair Lending and Collection Documentation Task Forces. Chris is a frequent author and speaker on issues relating to consumer financial services.
Noah Levine represents clients in a diverse range of litigation matters, including class actions and appeals. He has defended businesses in consumer class actions under federal banking statutes, federal and state consumer protection laws, and antitrust laws, and litigated data breach, privacy and other complex commercial matters.
Mr. Levine's litigation practice is divided between appellate and trial work. On the appellate side, he has prepared merits briefs, petitions for certiorari and amicus briefs before the US Supreme Court and numerous federal appellate courts in cases involving arbitration, banking, constitutional, commercial, insurance, intellectual property and securities matters. Mr. Levine has presented oral argument in many of the same cases, in the US Courts of Appeals for the Second, Eighth, Ninth and Federal Circuits. On the trial side, Mr. Levine frequently represents financial institutions in class actions and other complex commercial litigation involving banking, consumer protection, data breach, privacy, intellectual property and constitutional matters.
Mr. Levine joined the firm in 2002, and is the head of the Business Trial Group. Prior to joining WilmerHale, Mr. Levine was associated with a law firm in Seattle, Washington, and spent one year at the US Department of Justice as a Bristow Fellow in the Office of the Solicitor General.
Honors & Awards
Mr. Levine was recommended by The Legal 500 United States in 2016 for his dispute resolution and general commercial litigation practice.
GORDON D. TODD, a partner in the Washington, D.C. office, represents corporate and individual clients in government investigation and litigation matters, and also counsels clients on regulatory and compliance issues. Mr. Todd has appeared before numerous state and federal courts and administrative agencies.
Prior to joining Sidley, Mr. Todd held several appointments at the United States Department of Justice. Mr. Todd served as a Deputy Associate Attorney General, where his portfolio included tax, civil rights and healthcare enforcement. Mr. Todd also served as Special Counsel for Supreme Court Nominations in the Office of Legal Policy. Mr. Todd also previously served as Counsel to the Assistant Attorney General for the Civil Rights Division, in which capacity he handled fair lending, housing discrimination, and disability rights litigation. Before joining the Department of Justice, Mr. Todd was an associate at another Washington, D.C. law firm where he practiced civil rights and commercial trial and appellate litigation.
Mr. Todd was a law clerk to the Honorable Samuel A. Alito, Associate Justice of the Supreme Court of the United States, and to the Honorable C. Arlen Beam, Judge on the United States Court of Appeals for the Eighth Circuit.
Representative Trial Matters
Counseling & Investigations
Representative Publications & Professional Activities
AREAS OF FOCUS
ADMISSIONS & CERTIFICATIONS
Jon Seward is currently a deputy chief in the Housing and Civil Enforcement Section of the Civil Rights Division of the Department of Justice where he supervises fair lending cases involving a pattern or practice of discrimination. From 2003 to 2007, Jon was Fannie Mae’s vice president and deputy general counsel for fair lending, where his duties included managing Fannie Mae’s anti-predatory lending guidelines across all business channels and ensuring compliance with fair lending and related laws. From 1994 to 2003, Jon served as a trial attorney and deputy chief in the Housing Section where his responsibilities included developing fair lending cases with a focus on predatory lending, reverse-redlining and redlining. Jon developed his passion for fighting housing discrimination as a trial attorney in HUD’s Fair Housing Division. Jon received his juris doctorate degree from Rutgers Law School where he was the managing business editor for Rutgers’ Civil Rights Journal.
Joy Feigenbaum is the Executive Deputy Superintendent at the New York Department of Financial Services (“DFS”) leading the Financial Frauds & Consumer Protection Division. Her division includes units focused on Civil Investigations, Criminal Investigations, Consumer Assistance, Banking Consumer Compliance, Fair Lending and Community Reinvestment Act Examinations, Community Development, Student Protection, Insurance Producer Licensing, Producer Investigations and Disciplinary Proceedings, as well as the Holocaust Claims Processing Office. Immediately prior to serving in her current position, Ms. Feigenbaum was Deputy Superintendent for Frauds & Consumer Services at the New York Insurance Department. While serving in that position, she worked on the Financial Services Law, the legislation that merged the former New York State Insurance and Banking Departments to form the Department in 2011. Before joining the Department, Ms. Feigenbaum served for fourteen years at the New York Attorney General's Office, where she was Special Deputy Attorney General for Consumer Frauds & Protection and led major consumer frauds and deceptive practices investigations. Prior to her government service, Ms. Feigenbaum worked in private commercial litigation practice. Ms. Feigenbaum is a member of the bars of the State of New York, the U.S. District Courts for the Southern and Eastern Districts of New York, and the U.S. Supreme Court. She earned a B.A. from Rutgers College and her J.D. from the University of Pennsylvania Law School.
Kevin Mallon joined Fishman & Neil, LLP, as Of Counsel in May 2004, where his practice focuses on representing consumers under the Fair Credit Reporting Act, Fair Debt Collection Practices Act and other consumer protection statutes. He also has extensive experience litigating auto fraud and lemon law cases. Mr. Mallon also serves as Of Counsel to the San Francisco law firm of Kemnitzer, Anderson, Barron & Ogilive, LLP, where he was previously an associate attorney focused solely on representing consumers victimized by corporations. He specialized in complex consumer litigation and class actions, and has represented consumers successfully in published decisions concerning unlawful debt collection practices and unconscionable arbitration agreements. He has successfully represented consumers against car manufacturers, car dealerships, financial institutions, debt collectors, door-to-door sales companies, and telemarketers.
Mr. Mallon received his undergraduate degree from the C.W. Post campus of Long Island University, magna cum laude, in 1995. He received his J.D. from the Santa Clara University School of Law, summa cum laude, in 1999.
Matt Wessler is a public interest and plaintiffs'-side appellate lawyer. He has briefed and argued high profile cases at all levels of both state and federal court and his practice encompasses a broad range of areas, including employee and consumer rights, the environment, and tort law. He has an active Supreme Court practice, and is one of only a small handful of non-government lawyers to argue multiple cases in the Supreme Court before turning 35, including two major ERISA cases, U.S. Airways v. McCutchen and Heimeshoff v. Hartford Accident & Life Insurance. He also frequently handles cases when they have been referred to the Office of the Solicitor General. Outside of the Supreme Court, Matt's practice involves a wide range of areas including employee benefits, consumer protection, insurance law, preemption, arbitration, banking, and bankruptcy. He routinely speaks across the country on topics affecting consumers, employees, the environment, and access to justice. Before coming to Public Justice, Matt was an associate at the law firm Williams & Connolly LLP in Washington, D.C., and clerked on the U.S Court of Appeals for the Third Circuit and the U.S. District Court for the District of Rhode Island. He is a graduate of Cornell Law School and Williams College. Matt is admitted to the bars of the Commonwealth of Massachusetts, the District of Columbia and numerous federal courts.
One of The Nation’s Premier Consumer Protection Attorneys
As the chair of Lieff Cabraser’s consumer protection practice group for the past twelve years, Michael W. Sobol leads novel and challenging consumer protection class action lawsuits of first impression. Within the last few years, Michael’s cases have recovered over one billion dollars and have reformed the business practices for the benefit of tens of millions consumers nationwide.
For the past three consecutive years, Michael has been honored as a finalist for Consumer Attorney of the Year Award by the Consumer Attorneys of California. In 2012, Michael was named as a finalist for Trial Lawyer of the Year by Public Justice. Recognized as both a Super Lawyer and Best Lawyer, the Daily Journal selected Michael as a top 100 lawyers in California for 2012 and 2013.